budgeting
keep control of your spending
Why budget?
Budgeting helps you remain in control of your spending. Knowing exactly what you can spend after you have paid your bills helps you plan for the future, and there are some simple exercises you can carry out to stay on top of your spending. By looking at your income and outgoings you will see what scope you have to make changes to your spending and where you may even save money.
Knowing exactly what money you have to spend can be a very effective brake on large impulse spending. By being in control of your outgoings you can ensure you keep up with agreed payments.
Most importantly, budgeting will help to reduce your stress levels.
Our easy to use budget planner helps you manage your money - Click here to download it.
Give it a go today
Do I spend more than I earn?
The budget planner will answer this question and give you a real grip on your finances.
What can I afford to spend?
The most important thing is to prioritise your expenditure and stick within your means. By doing this you may find you have more money to spend than you would expect.
For help and assistance in completing your budget planner you can talk to your housing provider, local Citizens Advice Bureau or visit your local Gateway - see the useful links section for details.
